How a lender decides credit a year ahead of its competitors
What can AI do in leasing? A Basikon short read on agentic AI already running in production in leasing, illustrated by a live deployment at Solfiz.
What AI can already do in Leasing
Ahead of its time: A leasing company is already deciding credit up to a year before its competitors, thanks to swift AI execution.
81% of financial institutions already use AI. Only 40% have reached advanced deployment (Cambridge Centre for Alternative Finance, 2026). Most get stuck on the same thing: the data underneath.
Curious what an advanced deployment actually looks like? Here is how a French leasing company uses AI to be ahead of its competition – literally.
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At Solfiz, a France-based equipment leasing company, an SME's latest financials can take up to a year to reach the traditional data providers. Solfiz no longer waits for its publications. Instead, AI reads the available financial statements directly, fills the scoring sheet, and logs the exact source for every value it pulls: document name, page number, figure.
All of this is achieved by using existing data and restructuring it in an automated way, resulting in a fully data-driven and hallucination-free process. Something that, in principle, any company could do.
This AI runs in production today
What powers it is the data. Agentic AI reads documents, coordinates the workflow, and writes results straight back into the system in real time, as long as the data underneath is clean, structured, and connected. Every free-text field is a spot where the automation stalls.
"Clean data is not an IT issue. It is a business decision. Once you understand that, the software becomes the easier part." Martin Feith, Country Manager DACH, Basikon
And Solfiz is only one case out of many at Basikon. The same architecture already runs elsewhere, keeping another institution's portfolio current without manual research, with more in the pipeline: self-processing invoice uploads, a support team offloading first-level tickets, and scoring extended to new markets. Credit scoring is one of six application areas where AI is ready to work in leasing today. What else is running, and exactly what it takes to get there, is the subject of our upcoming white paper.
See how Basikon runs AI in production. Request a demo.
July 31, 2026
