Tailored solutions
for every financing model
for every financing model
From asset finance to factoring, Basikon adapts to your lending or leasing model with industry-specific workflows, embedded intelligence, and seamless partner integrations - all in one unified, 100% API platform.
ASSET FINANCE
Finance high-value assets like vehicles, machinery, or industrial equipment with agility and reliability. Basikon empowers asset finance players to orchestrate multi-actor workflows, manage structured deals, and maintain full visibility over the asset lifecycle
You get:
- Automate financing processes: pre-approved envelopes, scoring, documentation, disbursement.
- Manage B2B partner networks with real-time proposals, pricing, and commission handling.
- Track asset-related events (residual value, end-of-life, resale) and optimize portfolio refinancing.
CONSUMER FINANCE
Deliver seamless and flexible personal loan experiences across digital channels. Whether you are issuing unsecured loans or embedded credit offers, Basikon accelerates origination and improves decision accuracy through automation and AI.
You get:
- Offer 100% digital journeys: simulations, document upload, e-signature, and disbursement.
- Use flexible scoring methods to increase acceptance rates and reduce default risk.
- Automate servicing, early repayments, restructuring, and dunning with AI agents.
Ready to elevate your client experience to new heights?
LEASING
Simplify and accelerate the full leasing lifecycle — from simulation to refinancing — on one intelligent platform.Basikon enables financial institutions and captive lenders to digitize operations, integrate with partners, and launch new offers at scale.
You get:
- Deploy white-label portals for dealers and partners to submit proposals, including services and insurances.
- Automate eligibility, scoring, approvals, servicing, and early repayments with low-code workflows.
- Connect seamlessly with refinancing funders and integrate pre-negotiated envelopes in real time.
MICROFINANCE
Empower inclusive finance with fast, automated, and flexible credit solutions. Basikon helps MFIs scale their operations while ensuring full traceability and control—even in the most challenging environments.
You get:
- Digitally onboard clients through mobile-first journeys, eKYC, and low-connectivity options.
- Automate disbursement, collections, group loan workflows, and repayment scheduling.
- Ensure compliance with built-in audit trails, regulatory reporting, and risk dashboards.
BNPL - Buy Now, Pay Later
Embed credit directly at the point of sale and manage the full lifecycle in real time. With Basikon, launch your BNPL strategy with configurable products, merchant portals, and real-time risk controls.
You get:
- Create multi-instalment or deferred payment models with merchant-specific parameters.
- Enable embedded finance experiences via API integrated directly into e-commerce flows.
- Manage onboarding, scoring, collections, and reconciliation from a single control tower.
BANKING
Modernize your credit operations — retail or corporate — on a cloud-native, low-code infrastructure. Basikon supports banks in automating complex lending workflows, accelerating time-to-yes, and integrating with existing core systems.
You get:
- Automate origination, scoring, documentation, servicing, refinancing, and collections.
- Configure product lines and multi-party corporate loan structures with ease.
- Integrate with external data sources (credit bureaus, KYC, collateral registries) for seamless risk decisioning.
FACTORING
Digititalize invoice financing end-to-end with full transparency and automation. Basikon enables factoring providers to easily support multiple business models and client types while scaling efficiently.
You get:
- Automate invoice validation, buyer scoring, advance disbursement, and client onboarding.
- Support classic, reverse, and selective factoring with real-time eligibility engines.
- Provide funders and corporates with branded portals and performance dashboards.
Customer
success stories
success stories
Start fast. Scale without limits.
Ready to transform your financing operations? Our experts can show you how in 30 minutes.