In a context where sustainable finance has become a strategic imperative, the leasing sector is undergoing a major transformation driven by the rise of green financing and the integration of ESG criteria. This evolution, catalyzed by technological innovations such as low-code platforms, is redefining asset financing standards in 2025.

The Rise of Green Financing: A Paradigm Shift in 2025

The New Challenges of Sustainable Financing

Sustainable leasing has emerged as a crucial lever for ecological transition. According to the latest data from Moody's, the sustainable bond market is expected to reach a historic milestone of $1 trillion in 2025, demonstrating the sector's growing maturity. This evolution comes with a profound transformation of financing practices, where the integration of environmental criteria has become an essential component of project evaluation.

The Explosion of the Green Bond Market

2025 marks a decisive turning point with the deployment of major initiatives such as the partnership between the European Investment Fund and BNP Paribas Leasing Solutions, which has unlocked €200 million to finance green leasing for SMEs across four European countries. This dynamic illustrates the growing commitment of financial institutions to financing ecological transition.

ESG Scoring: The Cornerstone of Sustainable Leasing

Key Components of Modern ESG Scoring

Modern ESG assessment is based on a thorough analysis of environmental, social, and governance criteria. Basikon's Core Lending platform integrates these dimensions into its evaluation system, enabling precise and objective scoring of leasing projects. This holistic approach ensures comprehensive consideration of sustainability issues in financing decisions.

Impact on Financing Decisions

ESG criteria now directly influence financing conditions and proposed rates. As demonstrated by M3 Leasing's experience, using a modern digital platform allows for seamless integration of these criteria into the decision-making process while maintaining operational efficiency.

The Low-Code Revolution in Green Financing

Agility and Rapid Development

Low-code platforms are radically transforming the approach to green financing. Basikon's Core Banking solution perfectly illustrates this revolution, enabling financial institutions to rapidly develop and deploy innovative green leasing products. This agility is crucial in a context where regulatory requirements and market expectations are constantly evolving.

Customization of Leasing Solutions

The flexibility offered by low-code enables advanced customization of green leasing solutions. Institutions can adapt their offerings to the specificities of each sector and asset type while integrating relevant ESG criteria. This adaptability, as highlighted in Basikon's analysis of green asset financing, becomes a major competitive advantage in the sustainable leasing market.

Simplified Integration of Environmental Data

One of the major advantages of low-code platforms lies in their ability to easily integrate various sources of environmental data. This functionality enables more precise evaluation of the ecological impact of financed projects and facilitates ESG reporting, which has become essential in the leasing sector in 2025.

Concrete Benefits for Leasing Players

Reduced Time-to-Market

The adoption of a low-code platform radically transforms the development and deployment timelines for green leasing solutions. As evidenced by M3 Leasing's experience with Basikon, the implementation of new sustainable financing products can now be completed in weeks rather than months. This agility allows leasing players to quickly respond to market opportunities and evolving customer needs.

Rapid Adaptation to New Regulations

In a constantly evolving regulatory environment, technological flexibility becomes crucial. Basikon's Core Lending solution enables financial institutions to adapt their processes and evaluation criteria in real-time, ensuring continuous compliance with new sustainable finance requirements.

Optimization of Evaluation Processes

Intelligent automation of ESG evaluation processes, made possible by low-code platforms, significantly improves operational efficiency. Basikon's Core Banking solution incorporates sophisticated algorithms that enable thorough analysis of environmental criteria while maintaining optimal processing times.

Future Perspectives and Opportunities

Evolution of the Green Leasing Market

According to Moody's 2025 forecasts, the green financing market will continue its exponential growth, driven by increasing demand for sustainable leasing solutions. Low-code platforms will play a central role in this expansion, enabling market players to develop innovative offerings adapted to new needs.

Expected Technological Innovations

The future of sustainable leasing will be marked by the emergence of new ESG evaluation technologies and environmental impact monitoring tools. Low-code platforms, thanks to their flexible architecture, will enable rapid integration of these innovations, keeping financial institutions at the forefront of green finance.

New Sustainable Financing Models

The evolution of green leasing practices is paving the way for innovative financing models. Solutions like Basikon's facilitate the emergence of these new models by offering the necessary flexibility to experiment with and rapidly deploy innovative approaches to sustainable leasing.

Conclusion

The convergence of green financing, ESG scoring, and low-code platforms marks a decisive turning point in the evolution of leasing in 2025. This transformation, driven by innovative solutions like those from Basikon, enables financial institutions to effectively address ecological transition challenges while maintaining their competitiveness.

The agility and flexibility offered by low-code platforms have become major strategic assets, allowing leasing players to quickly adapt to market changes and new regulatory requirements. This rapid adaptability, combined with robust ESG evaluation, lays the foundation for a more sustainable and responsible financing system.

Ready to revolutionize your approach to sustainable leasing? Discover how Basikon's low-code platform can transform your green financing operations. Request a personalized demo today!

FAQ

What is ESG scoring and why is it important in leasing?

ESG scoring is an evaluation methodology that integrates Environmental, Social, and Governance criteria into leasing project analysis. Its importance is crucial as it enables assessment of investment sustainability and environmental impact, becoming a decisive criterion in financing decisions in 2025.

How can a low-code platform accelerate the transition to green leasing?

A low-code platform enables rapid development and deployment of customized green financing solutions, automates ESG evaluation, and easily adapts processes to new environmental regulations. This agility significantly accelerates the transformation from traditional leasing practices to more sustainable models.

What are the competitive advantages of a low-code solution for sustainable financing?

The main advantages include faster time-to-market for green leasing products, greater flexibility in offer customization, and increased capacity to integrate new environmental data sources. These assets enable financial institutions to maintain their competitive edge in a rapidly evolving market.

How is the environmental impact of leasing projects measured?

Environmental impact is measured through specific indicators integrated into ESG scoring platforms, including CO2 emissions, energy efficiency, and resource utilization. Low-code platforms facilitate the collection and analysis of this data for precise environmental impact assessment.

What are the prospects for the green leasing market in 2025 and beyond?

The green leasing market is expected to experience significant growth, driven by strengthening environmental regulations and increasing demand for sustainable financing solutions. Technological innovations, particularly in the low-code domain, will continue to play a key role in this expansion.