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The platform built
for modern banks, from lending to operations.

One platform for credit, accounts and operations. From the loan decision to the posted entry, your bank runs on a low-code core you actually control.
Core banking
€8.7bn99.95% uptime
Financeon lending coreAPI first
OriginationBranch, online, brokerLive
DecisioningAutomated rules< 1s
Servicing4 linesOne core
CollectionsLedger & DWH connectedReal-time
Branch + Online + BrokerPartner API4 product lines

Trusted by financial institutions across 21 countries

40M+

Contracts

2B

Assets under management

21

Countries

40

Financial institutions

What changes
with Basikon.

From a rigid legacy core to a low-code platform you change without a migration project.

Before
Legacy stack

Core banking, the old way.

  • Vendor-side config you file a ticket and wait
  • Multi-month cycles the smallest change takes a quarter
  • Upgrade projects every release means downtime and risk
  • Closed core integrating anything is a fight
After
On Basikon

Core banking, modernized.

  • You configure your team changes the core in readable scripts
  • Monthly releases new versions ship with zero downtime
  • API-first you connect anything you need
  • Per active contract a price that scales with your book

From onboarding
to servicing.

Every step configured, every transition automated. The full lending and operations lifecycle, on one platform.

Onboard

Open clients and accounts with KYC built in.

Client onboardingKYCAccount openingMobile journey

Score & Sign

Decide on credit with your rules, sign and activate.

ScoringCredit decisione-signatureActivation

Operate

Run accounts, payments and daily operations.

TransfersPaymentsWalletOTP

Book

Post every entry in real time, ready for your ledger.

PostingsJournalsPeriodsSage transmit

Service

Service, amend and collect across the whole book.

AmendmentsCollectionsReportingCustomer service

How Basikon powers
modern banks.

Change your core without a project, run operations in real time, integrate anything.
Three things bank teams want from a modern platform, all built into one.

Change your core,
without a project.

Configure your products and workflows in readable scripts. Monthly releases ship with zero downtime and no opt-out, so the platform evolves without a migration project.

  • Readable JS config
  • Zero-downtime releases
  • No upgrade projects

Operations and accounting,
in real time.

Bank operations like transfers and payments run with OTP, every move posted to a real-time ledger that is ready to transmit to your accounting, with Sage natively.

  • OTP-secured operations
  • Real-time postings
  • Sage transmission

100% API,
integrate anything.

Every action is exposed through a REST API, with webhooks and connectors. Build the journeys and integrations your bank needs on a core that stays open.

  • 100% API-first
  • Webhooks
  • Connectors

Ready to power your bank
with Basikon?

30 minutes with a core banking expert.
Live demo on your own products, your own operations, your own integrations.