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The platform built
for consumer finance, from application to repayment.

Personal loans, embedded credit and fully digital journeys. From the first application to the final repayment, every decision and document lives on one source of truth.
Personal loan
€12,000Decision in 8s
APP-51907Online application
Identity and KYCAutomatedCleared
Affordability and open bankingOpen bankingPassed
Credit bureau and scoringBureau dataGrade A
Repayment plan36 months€366/mo
Point of saleOnlineBranch

Trusted by financial institutions across 21 countries

40M+

Contracts

2B

Assets under management

21

Countries

40

Financial institutions

What changes
with Basikon.

From branch paperwork and batch decisions to instant, fully digital lending.

Before
Legacy stack

Consumer finance, the old way.

  • Branch-bound applications start at the counter, on paper
  • Batch decisions credit answers take days
  • Rigid catalog every new product waits on the vendor
  • Broken handoffs origination and servicing live in different tools
After
On Basikon

Consumer finance, modernized.

  • Decisions in seconds scored automatically, on your own rules
  • Fully digital the client applies, signs and gets funded online
  • New products fast your team writes a scheme, no vendor ticket
  • One platform from the application to the last repayment

From application
to payoff.

Every step configured, every transition automated.
The full consumer lending lifecycle, on one platform.

Apply

Capture every application on any channel.

Online journeyPartnerBranchPre-fill

Score & Sign

Decide instantly on your rules, then sign fully online.

AI scoringB2C bureaue-signatureActivation

Fund

Disburse to the borrower automatically.

DisbursementConditions checkDrawdownActivation

Service

Run repayments, amendments & revolving.

Direct debitAmendmentsRevolvingCustomer service

Collect

Handle late payments, from gentle reminders to recovery.

RemindersSoft collectionsHard collectionsRecovery

How Basikon powers
consumer finance.

Decide in seconds, launch products fast, run everything on one platform.
Three things consumer lending leaders want from a modern platform, all built into one.

Decide in seconds,
not days.

Basikon orchestrates the full origination, from application to disbursement, and decides instantly on your own rules, with B2C scoring through providers like Algoan.

  • Instant decisions
  • Your own rules
  • B2C scoring

Launch products,
not tickets.

Personal loans, revolving, fractioned payments. Your team defines new products in readable scripts and ships them the same week, no vendor release.

  • Multiple schemes
  • Revolving and fractioned
  • Ship the same week

One platform,
application to payoff.

Origination, servicing, collections on one source of truth. No handoff between systems, no data lost between teams.

  • Origination to collections
  • Single source of truth
  • API-first

Ready to power your consumer finance with Basikon?

30 minutes with a consumer lending expert.
Live demo on your own products, your own channels, your own scoring rules.