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The platform built
for inclusive finance, from the field to the regulator.

One platform for every loan, every agent, every channel. From the mobile-first application in the field to the report your funders and regulator expect, your microfinance operations run on a single source of truth.
Mobile money
KES 18,000Instant disbursement
Loan disbursedM-PESA
TermLoan duration24 weeks
Weekly repaymentNext due Mon 08:00KES 1,150
Auto-collectionWeekly cycleUSSD + SMS
Alternative scoringNo credit bureau neededWallet history
98.2% repayment rate18,600 active borrowersNo branch needed

Trusted by financial institutions across 21 countries

40M+

Contracts

2B

Assets under management

21

Countries

40

Financial institutions

What changes
with Basikon.

From paper ledgers and spreadsheets to a platform that runs at the speed of your field network.

Before
Legacy stack

Microfinance, the old way.

  • Paper files applications are stuck in the branch
  • Manual scoring a decision takes days
  • Per-seat licenses the cost grows faster than your portfolio
  • No mobile money the system ignores how clients actually pay
After
On Basikon

Microfinance, modernized.

  • Disbursed in minutes scored automatically, on your own rules
  • Mobile-first clients apply and repay from any phone
  • Per active contract a price that fits thin margins
  • Local rails connected mobile money and local bureaus, through the API

From enrollment
to reporting.

Every step configured, every transition automated.
The full microfinance lifecycle, on one platform.

Enroll

Sign up every client, in the field or on their phone.

Agent enrollmentMobile journeyKYC captureGroup formation

Score

Decide each loan fast on your own rules.

Rule-based scoringBureau checkManual reviewAudit trail

Fund

Pay out through the channel your client already uses.

Mobile moneyCashBank transferActivation

Collect

Collect across agents and channels, then run it

Mobile repaymentAgent collectionAmendmentsReminders

Report

Give funders and regulators the numbers they expect.

Portfolio reportingPAR trackingRegulator filesDonor reports

How Basikon powers
inclusive finance.

Reach clients anywhere, run your agent network, adapt to local reality.
Three things microfinance leaders want from a modern platform, all built into one.

Reach clients where they are.

Microfinance lives in the field and on basic phones. Basikon runs mobile-first journeys for clients and agents, with SMS and OTP, so an application or a repayment happens anywhere.

  • Mobile-first journeys
  • Agent portals
  • SMS and OTP

Your agent network,
working as one.

Agencies, field agents, group leaders. Every actor gets the right portal, the right products, the right visibility, governed by the agreement that defines what each can do.

  • Per-agency catalogs
  • Role-based access
  • Real-time visibility

Adapt to local reality,
without waiting on a vendor.

Local languages, local payment rails, local bureaus. Your own team configures Basikon in readable scripts, connects what your market needs through the API, and ships the same week.

  • Local languages
  • Local payment rails
  • Configured by your team

Ready to power your
microfinance with Basikon?

30 minutes with a microfinance expert.
Live demo on your own products, your own channels, your own scoring rules.