The platform built
for fractioned payments, on a core you control.
for fractioned payments, on a core you control.
Trusted by financial institutions across 21 countries
40M+
Contracts
€2B
Assets under management
21
Countries
40
Financial institutions
What changes
with Basikon.
with Basikon.
From rigid installment products to fractioned payments you launch and embed on your own core.
Fractioned payments, the hard way.
- Slow decisions manual reviews break a thin-margin model
- Rigid products installment plans are hard to change
- Hard to embed putting it in a partner journey is painful
- Broken servicing decision and collection sit in different tools
Fractioned payments, on Basikon.
- Instant decisions scored in seconds, even at thin margin
- Flexible plans pay in 3, pay in 4, or custom installments
- API-first you embed it in your partners' journeys
- One core from the decision to the last installment
From initiation
to resolution.
to resolution.
Every step configured, every transition automated.
The full fractioned-payment lifecycle, on one platform.
Initiate
Start the plan in your own app or your partner's.
Score & Sign
Decide instantly at checkout, then confirm the plan.
Split
Split the amount into three or four scheduled installments.
Collect
Run the repayments across the whole schedule.
Resolve
Handle missed installments, from reminders to recovery.
How Basikon powers
fractioned payments.
fractioned payments.
Decide instantly, embed by API, run it all on one core.
Three things embedded finance leaders want from a modern platform, all built into one.
Decide instantly,
even at thin margin.
even at thin margin.
Fractioned payments leave little margin, so the decision must be instant. Basikon scores and decides in seconds on your own rules, ready for high volume.
- Instant decisions
- Your own rules
- Thin-margin ready
Embed by API,
in any journey.
in any journey.
The core is 100% API-first, every action exposed. You build the embedded experience your partners need on top, on a foundation made for it.
- 100% API-first
- Webhooks
- Multi-partner
One core,
decision to collection.
decision to collection.
From the instant decision to the installment collection, everything runs on one platform, no handoff between systems.
- Instant to collection
- Single source of truth
- Configured by your team
Ready to build fractioned payments on Basikon?
Live demo on your own plans, your own rules, your own journeys.
