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The platform built
for mortgage, from application to servicing.

Home loans, from origination to servicing. From the first application to underwriting and the full servicing lifecycle, every loan lives on one platform.
Mortgage file
€312,000Offer issued
MTG-2064125 years fixed
Property valuationLTV 78%€400,000
Income and affordabilityDTI 31%Verified
Insurance and guaranteesFully comprehensiveBound
Notary and release of fundsScheduled14 Nov
€1,556/mo9 days to offerBroker + branch, same file

Trusted by financial institutions across 21 countries

40M+

Contracts

2B

Assets under management

21

Countries

40

Financial institutions

What changes
with Basikon.

From branch paperwork and batch decisions to fully digital home lending.

Before
Legacy stack

Mortgage, the old way.

  • Branch-bound applications start at the counter, on paper
  • Slow decisions underwriting answers take weeks
  • Rigid catalog every new product waits on the vendor
  • Broken handoffs origination and servicing live in different tools
After
On Basikon

Mortgage, modernized.

  • Faster decisions underwriting rules applied automatically
  • Fully digital the borrower applies, signs and tracks online
  • New products fast your team writes a scheme, no vendor ticket
  • One platform from the application to the last repayment

From application
to servicing.

Every step configured, every transition automated.
The full mortgage lifecycle, on one platform.

Apply

Capture every application on any channel.

Online journeyBrokerBranchPre-fill

Underwrite

Apply your underwriting rules, then sign fully online.

Credit scoringAffordabilitye-signatureActivation

Complete

Disburse to the borrower on completion.

DisbursementConditions checkDrawdownCompletion

Service

Run repayments and amendments, day to day.

Direct debitAmendmentsOverpaymentsCustomer service

Collect

Handle arrears, from gentle reminders to recovery.

RemindersArrearsRecoveryForbearance

How Basikon powers
mortgage lending.

Decide faster, launch products fast, run everything on one platform.
Three things mortgage leaders want from a modern platform, all built into one.

Decide faster,
with your own rules.

Basikon orchestrates the full origination, from application to offer, and applies your underwriting rules and affordability checks on one platform.

  • Configurable underwriting
  • Your own rules
  • Affordability checks

Launch products,
not tickets.

Fixed, variable, buy-to-let. Your team defines new mortgage products in readable scripts and ships them the same week, no vendor release.

  • Multiple schemes
  • Fixed and variable
  • Ship the same week

One platform,
application to servicing.

Origination, servicing, collections on one source of truth. No handoff between systems, no data lost between teams.

  • Origination to servicing
  • Single source of truth
  • API-first

Ready to power your mortgage lending with Basikon?

30 minutes with a mortgage expert.
Live demo on your own products, your own channels, your own underwriting rules.