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The platform built
to build your factoring, not a boxed module.

Basikon is the low-code, API-first core that lenders use to build secured and receivables finance on their own terms. If factoring is on your roadmap, you build it on a platform you control, not on a rigid vendor module.
Funded today
€248,30090% advance
INV-2201Multi-debtor batch
Ledger assignedTotal exposure€4.6m
Avg. debtor daysPortfolio average42 days
Dilution rateLast 90 days0.4%
Assignment to cashSame-day funding24h
Recourse or non-recourseConfidentialMulti-debtor

Trusted by financial institutions across 21 countries

40M+

Contracts

2B

Assets under management

21

Countries

40

Financial institutions

What changes
with Basikon.

From a rigid factoring package to a low-code core you shape to your receivables model.

Before
Legacy stack

Boxed factoring.

  • Vendor-defined you adapt to the package, not the other way round
  • Vendor-gated changes every adjustment goes through the vendor
  • Hard to white-label serving your own partners is a struggle
  • Closed stack connecting your bureaus and rails is painful
After
On Basikon

Build on Basikon.

  • Your own model built on proven core entities
  • Configured by your team advance rules and limits in readable scripts
  • White-label native per-partner branding, out of the box
  • API-first your bureaus and payment rails, connected

A receivables lifecycle
you can build.

These are the steps you can configure on Basikon's core building blocks.
Not a boxed factoring flow, a lifecycle you shape to your model.

Onboard

Set up sellers and debtors in a single flow.
 

Seller onboardingDebtor dataKYCLimits

Score

Assess the debtor and the receivable on your own rules.
 

ScoringBureau checkManual reviewAudit trail

Fund

Advance cash against approved invoices, your way.
 

Invoice intakeAdvance ruleCredit lineDisbursement

Book

Post receivables and cashflows to your ledger in real time.

InvoiceCashflowPostingsReconciliation

Report

Collect from reminders to legal, then report to risk and regulator.

Soft collectionsRecoveryPortfolioRegulator files

How you build factoring
on Basikon.

Build on core entities, configure it yourself, white-label it for your partners.
The platform foundation for a receivables finance offering.

Build on core entities,
not from scratch.

Invoice, Cashflow, Credit line, Collections and accounting are first-class on Basikon. You assemble a receivables-finance flow on proven building blocks, not on an empty page.

  • Core entities
  • Collections
  • Real-time accounting

Configure it yourself,
in readable scripts.

Your team defines advance rules, limits and workflows in readable scripts, then ships and iterates without a vendor ticket.

  • Readable JS config
  • Your own rules
  • Ship the same week

White-label and 100% API,
for your partners.

Per-partner branding and catalogs, API-first to connect your bureaus and payment rails. Serve several programs on one core.

  • Per-partner white-label
  • API-first
  • Multi-program

Thinking about factoring? Let's build it with Basikon.

30 minutes with a platform expert.
We map your receivables model to what Basikon's core can do today.